79No income checks
No proof of income and no guarantor required.
Gold fineness 375Jewellery: €40.40 per gramScrap gold: €39.45 per gramGold fineness 500Jewellery: €53.90 per gramScrap gold: €52.55 per gramGold fineness 583/585Jewellery: €63.00 per gramScrap gold: €61.50 per gramGold fineness 750Jewellery: €80.80 per gramScrap gold: €78.15 per gramGold fineness 900Jewellery: €101.00 per gramScrap gold: €94.60 per gramGold fineness 917Jewellery: €98.60 per gramScrap gold: €98.60 per gramGold fineness 950Jewellery: €102.40 per gramScrap gold: €99.85 per gramGold fineness 999Jewellery: €107.60 per gramScrap gold: €105.00 per gram
Pawnshop in Narva · since 1992
Our guiding principle —
the client is worth more than gold.
A preliminary valuation in a minute, no contract fee, and personal service for every client.
A special offer for new clients.Favourable terms for returning clients.
Opening hoursMon–Fri 09:00–18:00Sat 10:00–15:00Sun — closed
since 1992Serving Estonia
€0Contract fee
1Document needed
Online valuation
See your estimated amount
Choose the gold fineness and enter the weight. A specialist confirms the final valuation at our branch.
Maximum amount against the item€630.00
€63.00 per gram
Selected loan amount€630.00
Rate per 30 days10%
Interest for selected term · 30 days€63.00
Total to repay€693.00
You may choose any loan amount up to the stated maximum. The rate is based on the selected amount. Fineness, weight, condition and final terms are confirmed at the branch.
Simple and transparent
Just your item and one ID
Fast service
Passport, ID card or driving licence — receive the money after valuation.
Flexible repayment
Extend the agreement, make a partial payment or pay in the way that suits you.
Clear pricing
There is no contract fee and your rate is fixed in the agreement.
How it works
Three steps to a solution
Bring your item
Gold jewellery, scrap gold, or table silver in good condition.
Get a valuation
We check fineness, weight and condition, then agree the amount with you.
Receive the money
Sign an agreement for 1–30 days with the option to extend.
Loan terms
Clear rules, no fine print
✓Clients aged 21+
✓Term from 1 to 30 days
✓Unlimited extensions when fees are paid
✓Interest depends on loan amount
✓Partial repayment available
✓Order your item one day before collection
€
Interest rates
up to €350.0012%
up to €1,850.0010%
up to €2,950.008%
up to €4,460.005%
over €4,460.004%
per 30 daysAbout Toiming
The client is worth more than gold
We have served the Estonian market since 1992, helping people handle temporary financial needs quickly. We accept gold jewellery and scrap, plus table silver in good condition at an agreed price.
“Our goal is to find a solution that helps you keep your item.”
Answers without waiting
Frequently asked questions
01How do I collect my pledged item?+
Order it one day ahead by phone or at the branch. Bring your ID; interest can be paid when ordering or collecting.
02How much will I receive?+
The current price per gram depends on fineness and condition and is multiplied by weight. A specialist confirms the final amount.
03What determines the interest rate?+
The rate depends on the loan amount, not the contract term, and is fixed in your agreement.
04What if I cannot repay on time?+
You can extend the agreement by paying the interest or make a partial repayment. Our team will help find a workable solution.
05What do I need for a loan?+
Your item and one ID: passport, ID card or driving licence. There is no contract fee.
06What can I pledge?+
Gold jewellery and scrap gold. Table silver in good condition is accepted at an agreed price.
Pandimaja Toiming · Narva
Pawnshop in Narva: loans against gold at Pandimaja Toiming
We value gold jewellery or scrap, explain the terms and agree the amount before the contract is signed. You only need the item and one valid identity document.
What we accept
- Gold jewellery
- Scrap gold
- Table silver in good condition at an agreed price
How it works
A specialist checks the fineness, weight and condition, then offers a loan amount. The terms are fixed in the contract and there is no contract fee.
- Clients aged 21 or over
- Passport, ID card or driving licence
- Contract term from 1 to 30 days
Keeping your item
The contract can be extended after accrued interest is paid. Partial repayment is also available.
Visit or contact us
Here when you need us
Call now+372 5360 5283+372 35 935 49Send an emailtoimingsales@gmail.comGet directionsTallinna mnt 4, Narva 20304
Mon–Fri 09:00–18:00Sat 10:00–15:00Sun — closed